First thing: Pull up Picnik. If you don't already have an account make one and I swear you will never regret it. :) Pull up any random pic and crop it so it's about 900 x 1200. I don't know if this step matters, but I do it anyways.
2: Grab a rectangle sticker and strech it so it covers your picture like so:
Make it white... mine's only green so you can see it. Next pull up text and type whatever you want. I like using impact because it's nice and bold. The less curves you have the easier the rest of the proscess will be. :)
Go to print your photo and select fill page (if you have a printer.... if you don't... sorry... you can't make this. :() and print. I always put my 'quality' on the lowest setting because this really doesn't matter; you're just going to throw it away.
Get your trasparency out and lay it on top of your paper and trace.
Put the transparency on a cutting board and cut out the letters with an X-acto knife. On the letters like O (with holes in the middle) leave a strip of plastic going from the 'hole' to the outside of the letter. Sorry, I am really bad at explaining things :)
This is the only pic I could get of the finished stencil because... it's sort of transparent... duh! :P Anyways, you can see the strip holding the middle of the O up in this picture. When you paint the stencil, just paint like normal and then come back later and fill the empty space in. :D Thank you for reading! I had had this whole post written, and I got on the computer today to see it was completely gone! WHAT?!!? NOOOOOOOOO! So I just re-wrote it. :( Still don't know what happened.